I have been quite the traveler over the past five years. ?Only once did I decide to use travel insurance. ?Buying any insurance is always a gamble. ?I have become quite cynical about insurance. ?My health insurance currently doesn?t cover anything but emergencies. ?My homeowner insurance has such a high?deductible?that I just about have to totally lose the house to get anything. ?Since I don?t have a car right now it is nice to not have auto insurance.
A good travel insurance review and attention to the fine print is definitely important before throwing money down for travel insurance. ?I had my passport stolen along with a netbook and other items but the travel insurance I had did not cover it. ?And the total value of the items was just a few dollars over the deductible for my homeowner?s insurance. ?Not worth the potential of my premiums increasing.
Some things that happen on trips that have cause us to need to change tickets would not have been covered by any travel insurance. ?Of course, I don?t want to say that travel insurance isn?t ever worth purchasing. ?It could make a huge difference in the quality of a trip ? especially if you need it!
Source: http://www.zieak.com/2012/09/02/travel-uninsured/
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